Privacy Policy of MinnowCfunding LLC

Welcome to the website www.MinnowCfunding.com (the “Site”) owned and operated by MinnowCfunding, LLC (hereinafter, “MinnowCfunding”, “we”, “us”, and/or “our”). This Privacy Policy has been created to provide information about our company and its financial matchmaking services (the “Services”) to all visitors, users and investors of the Services provided thereon, including, but not limited to, issuing company offering an investment (the “Issuer” or collectively "Issuers") and investors using the site to invest (in each case, a “User” or "Investor" and collectively “Users” or "Investors"). This Privacy Policy sets forth MinnowCfunding's policy with respect to information, including personally identifiable information (“Personal Information”) and other information that is collected from Issuers, Users and Investors of the Services.

By using the Site and/or Services, you accept the practices and terms set forth in our Privacy Policy as it may be updated from time to time in MinnowCfunding’ sole and absolute discretion.

WE RESPECT YOUR PRIVACY

At MinnowCfunding we take your privacy seriously and do our best to protect it. We are required by law to ask for certain information in order to perform our services for you, but we are committed to protecting your personal and financial information. Below are basic privacy principles or privacy policy "bill of rights" that we adhere to:

  • We don't ask you for personal or financial information unless we need it.

  • We don't share your personal information with anyone except to comply with the law, develop our products, or protect our rights.

  • We aim to make it as simple as possible for you to control what's visible to the public, seen by search engines, kept private, and permanently deleted.

  • We will send you emails relating to specific transactions but will keep these emails to a minimum.

  • We will maintain appropriate security standards and procedures to protect your information.

  • We will respect the trust you place in us and the confidential nature of the information you provide through your financial relationship with us.

What Information We Collect

We collect personal and financial information from you when you register as User of the Site. The majority of information is collected during the registration and/or investment process and, while some items are optional, most are required for legal or security purposes. You may choose to provide additional information during subsequent visits to the Site, but keep in mind that some of this information will be required if you wish to partake in the Services.

In general, the type of information we collect includes, but is not limited to:

  1. Personal data required to verify your identity;

  2. Personal and financial data necessary to assess your eligibility to utilize the Services on the Company Site; and

  3. Non-identifiable and aggregated personal data pertaining to your Site visits that help us maintain the appropriate features, functionality and User experience.

  1. Personal Data

    User registration will require you to provide basic personal data. Such information may include your name, email address, a password, answers to security questions, home address, primary business address, country of residence, information about your income and net worth, phone number and other similar information. We use this data to: (i) enable you to log in to the Site; (ii) establish your ability to view offering materials and to make investments through the Site; (iii) verify that you are at least 18 years of age; (iv) guard against potential fraud; (v) contact you if there is a problem with your account; and (vi) maintain regular communications with you as may be necessary to inform you of upcoming investment opportunities and other Company updates.

  2. Financial Data

    When you subscribe to make an investment in one of our offerings on the platform, you will again be asked to provide further personal data. You will also be required to provide financial data, such as your bank routing number and bank account number, to help to facilitate the subscription process.

  3. Non-Identifiable Data and Aggregated Personal Data

    Regardless of whether you register for an account or subscribe to an investment, we may send one or more “cookies” to your computer. Cookies are small text files placed on your web browser when you visit our Site that store information on your computer, such as your Site preferences. We use cookies when you sign in to keep track of your personal session, including some account identifiers to ensure that you are the only person making changes to your account. We also use cookies to track your activity on the Site as a unique person. For security purposes, all of this information is stored in encrypted form. No personal information about you is stored.

    You can set your web browser to inform you when cookies are set, or to prevent cookies from being set altogether. Please note, however, that if you decline to use cookies, you may experience reduced functionality and slower site response times. In some instances, declining to use our authentication-related cookies may prevent you from using the website entirely.

    We, or our service providers, may also collect web surfing data related to your use of the Site. Such information may include: your Internet Protocol (IP) address, browser type, and internet service provider (ISP); your operating system; which of our web pages you access and how frequently you access them; referral or exit pages; click stream data; and the dates and times that you visit the Site. This data may be collected using cookies, web beacons, page tags or similar tools. As with cookies, the web surfing information is anonymous, “click stream” transactional data that is not associated with any Users as individuals.

    Web surfing data and similar information may be aggregated for administrative purposes. We may, for example, use this aggregated information in the administration of the Site to improve its usability and to evaluate the success of particular marketing and advertising campaigns, search engine optimization strategies, and other marketing activities. We also use it to help optimize the Site based on the needs of our Users.

How and When Your Information Is Shared With Other Parties

We do not sell or rent personal information about our Users for marketing purposes. We do, however, share your personal information with our trusted partners who perform vital functions with respect to the investment opportunities on our Site.

If you use our blog on the Site, you should be aware that any personally identifiable information you submit there can be read, collected, or used by other Users of this forum and could be used to send you unsolicited messages. We are not responsible for the personally identifiable information you choose to submit through this forum.

Additional Sharing of Investor Information

We also work with (among others) providers of hosting services for the Site, electronic signature providers, and electronic payment service providers. We may engage third parties to help us carry out certain other internal functions such as account processing, client services, or other data collection relevant to our business. Examples of third parties might include those that perform data processing, reporting, tax documentation, custody or escrow services. Information is shared with these third parties only to the extent necessary for us to process the transactions you initiate or perform, as well as other specific services, like collections. Our partners are legally required to keep your information private and secure.

We may share your information with law enforcement or other government agencies as required by law or for the purposes of limiting fraud. We reserve the right to disclose your personally identifiable information when we believe that disclosure is necessary to protect our rights or to comply with a judicial proceeding, court order or legal process. We further reserve the right to disclose any of your personal information that we believe, in good faith, appropriate or necessary to take precautions against liability, to investigate and defend against any third party claims or allegations, to assist government enforcement agencies, to protect the security or integrity of the Site or the Service, or to protect the rights, property or personal safety of the Company, its Users, issuers, or others.

Notifications and Communications from Our Site

We will send you email notifications from time to time. Some notifications are required elements of your transactions on our platform, such as confirmations of particular actions you have taken. These mandatory notices are sent typically to notify you of a change in status. For example, you will receive a notice when you are confirmed as an investor.

We also send out notices that are required for legal or security purposes. For example, certain notifications are sent for your own protection to ensure that another person cannot make a change to your account without your knowledge. In other cases, these notifications involve changes to various legal agreements or Site policies. Generally, you may not opt out of such service-related emails.

When you register as a User, you will receive emails that confirm specific actions you requested. These will include emails to which you must respond to complete your registration and confirm your registration. Thereafter, you will receive emails when a new investment opportunity is offered, as well as updates concerning the progress of the funding of such offering and/or other relevant information. If you make an investment through the Site, we will also send you confirmations of the investment as well as occasional updates as to the status of that investment and the timing of distributions relating to that investment.

We may also send you responses to emails you send us, if appropriate. From time to time, we will also send User surveys, requests for User feedback regarding User experience and Site operations, or marketing offers from us or from us on behalf of our marketing partners. Completing these surveys, answering requests for feedback, or accepting any offer is strictly voluntary. If you do not wish to receive these surveys, User feedback emails, and/or marketing offers, please opt out in any offer email you receive from us.

Where You Can View and Correct Your Information

We urge you to review your information regularly to ensure that it is correct and complete. If you believe that any of your information is incorrect, or if you have any questions regarding this Privacy Policy, please contact us at info@minnowcfunding.com

Links to Other Sites

If you follow any links that direct you away from the Site, this privacy policy will not apply to your activity on the other websites you visit. We do not control the privacy policies or the privacy practices of any third parties.

International Users

The Site may be accessed by Users located outside of the United States. If you choose to use the Service from the European Union, Latin America, or other regions of the world with laws governing data collection and use that may differ from U.S. law, then please note that you are transferring your personal information outside of those regions to the United States, and that by providing your personal information on or through the Site, you consent to that transfer and waive your right to the protections of any local non-U.S. laws.

Security Policy

Access Limitations

We limit access to the personal information we have about you to those employees and other persons who have a legitimate business need to access such information. In keeping with industry standards and practices, we maintain appropriate physical, electronic and procedural safeguards and controls to protect your information. The Site is built upon a secure infrastructure with multiple layers of protection, and we use industry-standard encryption technologies to safeguard your information.

Users are required to identify and authenticate themselves prior to accessing sensitive portions of the Site. Generally, identification and authentication take place through the use of your username and a password and/or while logging in with one of our support staff.

Notifications of Security Systems Breach

If we learn of a security systems breach, then we will attempt to notify you electronically or in writing so that you can take appropriate protective steps. We may also post a notice on or through the Site in the event of a security breach.

Take Precautionary Measures

You can take several precautions to protect the security of your computer and personal information. For instance, you can use a well-chosen password and restrict access to your email account. You can also install and regularly update antivirus and firewall software to protect your computer from external attacks by malicious Users. When you are finished with a session on the Site, be sure that you log out and close the browser window.

You should also be aware of fraudulent attempts to gain access to your account information through "phishing," whereby scammers try to bring unsuspecting people to a website by using a genuine-looking email purporting to be from a legitimate company. Sometimes, either in the email itself or on this fake site, scammers will ask for login information to gain access to people's accounts and withdraw their money.

We will never send you an email asking you for your login information. In general, you can protect yourself against phishing by never providing personal or login information via a link contained in an email; instead, go the website directly. You might also make it a habit to check the URL of a website to be sure that it begins with the correct domain. In the case of the Company, you should always ensure the URL begins with https://www.minnowcfunding.com.

CONTACT MINNOWCFUNDING

If you have questions or comments about this Privacy Policy, your choices with regards to our collection and use of your personal information or any other aspect of the Site or Services, please feel free to contact us by email at info@MinnowCfunding.com.

Copyright 2016 MinnowCfunding LLC, all rights reserved